Shopping online is a great way to save money, and it’s way more convenient than shopping in person. You can get some wonderful bargains doing your shopping online, and there’s no traffic to fight, no parking spaces to search for and no crowds to fend off at the shopping mall. But some people worry about the security of online shopping. After all, you need to type in your credit card number when you make an online purchase, and having to do that makes some people very nervous.
Never fear. If this does describe you then here is a safer way to shop online. You can use a virtual credit card in place of your regular card. Some large banks, including Discover, Citi and MBNA offer this service to their customers to use in place of their regular plastic credit cards. PayPal is another payment service using virtual payments and is also safe and secure.
It’s easy to start using a virtual credit card number, and it can make all the difference in your comfort level and security. Virtual credit cards are actually credit card numbers that are randomly generated by computer. They’re sometimes called substitute credit cards, and they’re designed to provide peace of mind for people who worry about credit card fraud or identity theft. There’s no extra charge to use a virtual credit card, and they protect your real credit card number from misuse by others.
The company or banks, who offers these cards, use similar procedures. But the basic principal behind them is the same. An individual would apply for a virtual credit card by going to the website of the bank or company where they have the their usual credit card. Often the user would download software from that site. This software is what is used to generate the random numbers of the substitute credit card. When a person is ready to shop online, they only need to enter the virtual credit card number which is generated. They would not enter their real credit card number. The real credit card number is known only by the user or their bank or credit card company. Now there is no possibility of fraud or misuse.
A virtual credit card can also be used to buy things over the telephone or through the mail. So other than in-person purchases that require an actual plastic credit card, a virtual credit card can be used for just about any type of shopping, not just online.
As a credit card user and if you are concerned about identity theft or fraud, then you may want to consider obtaining a virtual credit card. It’s free and easy and accepted as payment when shopping on the internet, telephone and through the mail. Take the first step and sign up for one now. It’s a small price to pay for such security and protection.
Before you buy anything online, make sure you check out richard holths virtual credit cardsite. You will find great offers on online siteping cards. Go to http://www.virtual-credit-card.info
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