November 22, 2009
We all know people who claim to be legal experts but have no formal training. If such a person has told you that you should run up your credit cards before you file for bankruptcy because all your debt will be discharged anyway, please disregard their advice. If the Bankruptcy Court senses that you are acting in bad faith and taking advantage of the system then they will dismiss your claim. Therefore, to get the Bankruptcy Court to stay on your side and give you the benefit of the doubt, you need to make sure you have not used your credits cards within 90 days prior to filing for bankruptcy.
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September 14, 2009
If you are finding it difficult to pay off your monthly mortgage installments, loan modification can help you. You can start paying lower sums for your monthly installments after getting your loan modified.
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